Islamic Commercial Finance

Ethical Bridge & Buy-to-Let (Sharia-Compliant)

Looking for short-term funding with a clean refinance into Buy To Let (BTL) and no hidden costs?

We arrange Islamic Sharia-compliant property finance for investors of any faith who want clarity and speed.

Instead of interest, the funder is tied to the real asset. They buy or co-own the property and you repurchase/use it at an agreed profit. That profit is fixed upfront, doesn’t compound, and tracks the property.

Ideal for purchases, auctions, light refurbs, and exits into Sale or Buy To Let.

The Benefits:

Fixed profit, not variable interest → total cost known on day one

Transparent fees → no compounding, no surprises

Bridge: £100k–£5m, terms 1–24 months, up to 75% Finance To Value (FTV)

Bridge-to-Let: 6-month bridge, then move to Islamic BTL (often one valuation to save on costs)

Buy-to-Let: up to 80% FTV, terms 7–40 years, HMOs/MUFBs considered

Below Market Value option: up to 90% of purchase price or 75% of market value (lower of the two)

Individuals, Ltd Co, SPV, first-time landlords and expats welcome

Let’s run your numbers and secure ethical finance that fits your strategy.